Smart Track Your Financial Freedom
For those looking to earn money in an easily accessible way, apps provide plenty of avenues to consider. You can use your smartphone to take surveys, pick up a side gig, sell your unwanted stuff and more. Here’s the scoop on nine free money-making apps. NerdWallet considered apps with at least 3.6 stars and 25,000 … Read more
Definition A digital wallet is an electronic service that stores and protects your bank and credit card information while allowing you to make contactless payments at a store, online, or within apps. A digital wallet is an electronic service that securely stores your bank and credit card information along with other account details on your … Read more
Insurance policy documents contain the nuts and bolts of your policy. They spell out your policy’s terms and conditions, and they’re a reference point for both you and your insurer about coverages, exclusions, rules, and claim procedures. While these policies are essential to read, they’re not always easy to understand. Here, we break down the … Read more
If you thought interest rates on loans, credit cards, or mortgages were already high, hang on tight. As widely anticipated, the Federal Reserve once again raised its benchmark interest rate 0.75 percentage points (75 basis points) on Wednesday, bringing it to a range of 3.75%-4% and said further increases were likely in the future.1 It is … Read more
Home prices have fallen 2.2% since peaking in June, but the cooling off of the real estate market hasn’t been even across the country, a map of price changes shows. Home prices fell 1% in September, marking the third month in a row of declines according to the S&P CoreLogic Case-Shiller Home Price Index Tuesday. … Read more
Definition Secured cards are credit cards that require you to pay a deposit before you can get access to a credit line. Secured cards are credit cards that require you to pay a deposit before you can get access to a credit line. If you have no credit or bad credit and you need a … Read more
People love to shop on Amazon, and they love to pay with PayPal. However, because Amazon doesn’t directly accept PayPal at checkout, you can’t necessarily combine two of your favorite online shopping activities—at least not directly. There are a few loopholes that allow you to pay for Amazon purchases with PayPal, Learn more about four workarounds that … Read more
Definition A profit and loss statement is a summary of an organization’s income and expenses over a period of time. A P&L statement, also known as an “income statement,” is a financial statement that details income and expenses over a specific period. When you look into this report it helps you understand what’s behind a company’s profitability … Read more
A coin shortage can occur when the supply of coins in circulation falls below normal levels, which can be inconvenient for businesses and consumers alike. When this happens, you may be wondering why and what it means for you. Several things can prompt a coin shortage. The more you know about how change shortages work, … Read more
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