Smart Track Your Financial Freedom
Credit cards are financial tools that allow you to borrow money from a bank or financial institution to make purchases, which you then repay later.
Consumer Financial Protection Bureau (CFPB) is a U.S. government agency dedicated to making sure you are treated fairly by banks, lenders and other financial institutions. CFPB is a pivotal entity in the landscape of financial regulation that affect consumers in the United States. It is established to protect consumers in the financial sector, the CFPB … Read more
Credit cards are an integral part of financial management for many, but common credit card misconceptions can lead to poor financial decisions. Understanding the truth behind common myths can help you use credit cards more effectively and improve your financial health. Here, we address eight widespread credit card misconceptions and reveal the truths behind them. … Read more
Building credit is a crucial aspect of financial health while living in the United States, especially in the ever-evolving economic landscape of 2025. Credit cards, when used wisely, can be powerful tools for improving your credit score. Here are 17 best ways to use a credit card to build up your credit and have a … Read more
The economy in the United States strongly revolves around credit worthiness. Here credit cards are considered powerful financial tool. Credit cards are not just a convenience but a necessity for many when it comes to managing daily transactions, building credit scores, apply for various types of loans, and enhancing purchasing power. However, the decision to … Read more
There are hundreds of credit cards spread across dozens of credit card issuers. The first step to choosing your first credit card is to figure out the type of credit card you want based on your needs. The types of credit cards out there range from your basic no frills card to your premium card … Read more
The card offers a generous bonus and valuable Air Canada-specific perks, and is rewarding in many spending categories The Bottom Line 5.0 NerdWallet rating Loyal Air Canada customers who can spend enough to make use of the card’s airline-specific benefits will get the most value out of the card. Jump to:Detailed Review Apply Now on … Read more
SOME CARD INFO MAY BE OUTDATED This page includes information about the Aer Lingus Visa Signature® Card and the Iberia Visa Signature® Card, currently unavailable on NerdWallet. The information about the Aer Lingus Visa Signature® Card and the Iberia Visa Signature® Card has been collected by NerdWallet and has not been provided or reviewed by … Read more
Before 2009, credit card issuers used to set up tables on college campuses, giving out free T-shirts or Frisbees if students signed on the dotted line to get a student credit card. This kind of easy access to credit was great for some, but it got many young people into debt. Financial reform mostly put … Read more
The best travel credit card is one that brings your next trip a little closer every time you use it. Purchases earn points or miles you can use to pay for travel. If you’re loyal to a specific airline or hotel chain, consider one of that company’s branded travel credit cards. Otherwise, check out our picks … Read more
Definition A digital wallet is an electronic service that stores and protects your bank and credit card information while allowing you to make contactless payments at a store, online, or within apps. A digital wallet is an electronic service that securely stores your bank and credit card information along with other account details on your … Read more